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    <loc>https://www.prbinc.com/home</loc>
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    <loc>https://www.prbinc.com/services</loc>
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    <loc>https://www.prbinc.com/our-team</loc>
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      <image:title>Our Team - Stuart J. Raffel, Founder</image:title>
      <image:caption>Mr. Raffel has been a visionary leader in the life insurance and financial services industry for more than 40 years. A recognized specialist in executive deferred compensation, estate planning, and corporate retirement programs, he holds the professional designations of CLU and CPC, and is a Qualifying and Life Member of the Million Dollar Round Table as well as a Charter Member of the prestigious Top of the Table. Together with Arnold J. Price and Peter C. Browne, Mr. Raffel co-founded PRB Financial Group in 1962.  Mr. Raffel earned his Bachelor of Science in Labor Economics from the University of Illinois. Deeply involved in advancing the profession, he served as Charter President of the Los Angeles Association of Financial Planners, Past President of the San Fernando Valley Chapter of CLU, and Past Director of the American Society of Pension Actuaries. He was the inaugural recipient of the Union Central Life Insurance Company’s Lester A. Rosen Humanitarian and Achievement Award, recognizing his professional excellence and service to others.  Equally committed to his community, Mr. Raffel has dedicated his time to organizations such as the Brandeis-Bardin Institute, the Maple Counseling Center of Beverly Hills, and the Heaven on Earth Stable, which supports children with disabilities. He also serves as a Captain in the Los Angeles County Sheriff’s Department Reserve.  Mr. Raffel is a Registered Representative of Ameritas Investment Corp., member FINRA/SIPC</image:caption>
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      <image:title>Our Team - Arnold J. Price, Founder</image:title>
      <image:caption>Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park.</image:caption>
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    <image:image>
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      <image:title>Our Team</image:title>
      <image:caption>Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park.</image:caption>
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