Services for Individuals

Life, Health & Disability Insurance

 

Every partnership begins with understanding. Through thoughtful conversation and analysis, we create a tailored plan that reflects your goals and protects your legacy.

Mutual Funds, Annuities, Stocks & Bonds, Asset Allocation

 

Our investment services include the development of a strategic program that directly reflects your financial objectives. We analyze and assess your personal and business finances, estate planning needs, and investment risk tolerance.

Retirement Planning

 

You’ve dedicated years to building your financial success. At Price Raffel & Associates, we take a personalized approach, reviewing your existing retirement plans and creating a tailored strategy designed to preserve your wealth and fulfill your vision for the future.

Estate Planning

 

In partnership with you and your trusted advisors, we craft tailored insurance and financial strategies to protect the wealth you’ve earned and the legacy you wish to leave behind. Price Raffel & Associates specializes in minimizing estate tax exposure and creating sophisticated plans for the smooth transfer of assets across generations.

Services for Businesses

Executive Compensation

 

At Price Raffel & Associates, we understand that retaining exceptional executives is vital to sustaining your company’s success. Acting as a trusted partner, we collaborate with your leadership and advisory teams to design customized compensation strategies that motivate, reward, and inspire long-term commitment.

Our expertise includes Deferred Compensation Plans, Executive Bonus (Section 162) Programs, and Supplemental Executive Retirement Plans (SERPs), each tailored to align with your business goals and culture. Through innovative structures such as split-dollar arrangements, we help you retain key talent with minimal employee cost and little to no financial impact on the company.

Retirement Plans

 

At Price Raffel & Associates Administrators, we collaborate with employers to design and manage qualified retirement plans tailored to both organizational goals and employee needs. Our expertise spans 401(k), Profit Sharing, Defined Benefit, 412(i), IRA, and 403(b) plans, each crafted with precision and care.

For key executives whose benefits are limited by today’s qualified pension caps, we develop custom non-qualified plans that can provide tax-advantaged income at retirement, ensuring long-term security and reward for your most valued leaders.

Business Continuation Planning

 

You’ve built more than a business; you’ve built a legacy. At Price Raffel & Associates, we work alongside you and your advisors to protect what you’ve created and ensure it thrives for generations to come.